The High Cost of Living in Scotland

Scone Palace near Perth, Scotland

Scone Palace near Perth, Scotland

Back in February I posted a story spelling out our finances for living in a new country every six months. Our plan is still to live on a budget of $1,500/month. That was not a challenge in Panama or Mexico. In Scotland, however, the cost of living is greater and so is the challenge to stay within our budget.

The Tay River and downtown Perth, Scotland

The Tay River and downtown Perth, Scotland

Showing both British Pounds and U.S. dollars, our budget breaks down as follows:

• Rent £495/month – $770/month
• Utilities £60/month (electricity, internet, phone) – $95/month
• Everything else £400/month (food, clothing, entertainment, transportation) – $625/month

We are able to manage within our budget during our six months in Scotland, but it is a tight budget. We do not have much flexibility for extras, especially if anything unexpected should arise like medical expenses. In fact, the cost of living in Perth, Scotland, is close to what it would cost in similar size cities in the United States.

The City of Edinburgh from Edinburgh Castle

The City of Edinburgh from Edinburgh Castle

We will not have much of a budget surplus once we factor in the cost of our next move. Fortunately, our next destination of Spain is not that far to travel compared to our recent transcontinental move. The travel distance from Edinburgh to Madrid is about 1,100 miles, about the same as the distance from Vancouver, Canada, to Los Angeles. And flying is not only the fastest, but also the cheapest means to get to Spain.

Inside St. John's Kirk, the burgh church of Perth

Inside St. John’s Kirk, the burgh church of Perth

Lessons learned on this leg of our journey:
1.  Line up housing in advance. We thought we could find an apartment more easily than we did. Although we do not regret the sightseeing we did, we spent more than we wanted in order to wait to get into the apartment we found.
2.  Confirm broadband internet service in advance. We could not get a contract for internet service without setting up a direct debit account in the UK, something we were unable to do as non-residents. We would have paid the extra expense to have the landlord set this up for us if we had known. The dongles (USB plug-and-play appliances that provide internet access via T-Mobile’s cell phone system) are on a 3G network. That is not broadband, and it will not support Skype.

We have no complaints about Scotland. The water is good, the air is clean, the country is beautiful, and the people here are friendly. Plus, Florence and I are delighted that everyone here speaks English, although they do speak with quite an interesting accent.

Traveling and Living Abroad Cheaply

Even the automobiles are preserved in historic Colonia de Sacramento, Uruguay.

Even the automobiles are preserved in historic Colonia de Sacramento, Uruguay.

My experiences traveling and living outside the United States over the past two years have provided me with some insights which I will share here. Please add ideas from your own experiences so that those who follow in our footsteps might benefit. I am not addressing traditional vacationers who travel on a larger budget and stay in more upscale resorts or who prefer cruises.

This article addresses two distinct groups:

  1. those who wish to travel abroad cheaply, and
  2. those who wish to live abroad cheaply.
We learn how easy it is to make new friends at the Backpacker Hostel in Iquique, Chile.

We learn how easy it is to make new friends at the Backpacker Hostel in Iquique, Chile.

The former group consists of those whose objective is to see some of the world on a tight budget. These folks typically backpack, camp, couch surf, utilize hostels, and travel mostly by bus. They will discover places they love and perhaps one day they will return to live for awhile.

I enjoy traveling with this group. Hostels are great places to meet travelers and there is a constant turnover of people. The hostel is a communal environment, and everyone has a story to tell. Also, hostels provide the use of a community kitchen where we can prepare food ourselves rather than eating every meal at a restaurant. Think twice about hostelling if you like to go to bed early because hostel folks are generally better at partying than us older people.

An incredible variety of fruits, nuts, vegetables, meats, etc. is sold at the Central Market in Valencia, Spain.

An incredible variety of fruits, nuts, vegetables, meats, etc. is sold at the Central Market in Valencia, Spain.

Most people decide to live abroad because it is less expensive. They have a source of income, and most often they are retired. I am a member of this group. I have spent time in a dozen countries. In each locale I ask myself the question, “Would I want to live here?” Here are some sample criteria, all of which pertain to quality of life:

  1. Is living here affordable?
  2. Would I feel comfortable going for a walk or bike ride here?
  3. Is the air clean?
  4. Are there interesting things to see and do?
  5. Is the climate agreeable?

Once you find a place where you would like to live, here are some basic tips:

It takes two Walk lights to cross the Av. 9 de Julio in downtown Buenos Aires, Argentina.

It takes two cycles of the WALK light to cross the Avenida 9 de Julio in downtown Buenos Aires, Argentina, the world’s widest boulevard.

  1. Rent, do not buy. Anything can happen to change your mind about where you wish to live. Do not get tied down until you have lived someplace for an entire year. If you decide to buy a home, make sure you fully understand the laws governing property ownership. And yes, you will probably need to consult with a local attorney, so ask around for a good one.
  2. Determine if you will need a car. Is the local transportation system reliable? You can save a lot of money doing without a car, and you can always rent a car for special outings.
  3. Learn the language. Even if you only know a few words in a foreign language, use them. And keep studying to improve. The more you learn the more you will enjoy the local culture.
  4. People typically over-pack. Go light where you can, especially with books. (Invest in an eReader.)
  5. Make sure you have a good internet connection. This is how you will stay in touch with the folks back home.
  6. Be flexible in your plans. You may discover something better than what you planned once you hit the road.
  7. Start researching now for the lifestyle you wish to pursue later. Get excited!

My blog is all about the places we have seen and the places where we have lived. We do not plan to stay in one location for more than a year, so we will not be buying a house. We are already thinking about the next place we wish to live. Until then I will be sharing my stories from Cuernavaca, Mexico.